URN:NBN:SI:doc-5Y5H54QI2012Sharma, Dhirajdocuments/doc/5/URN_NBN_SI_doc-5Y5H54QI_001.pdfdocuments/doc/5/URN_NBN_SI_doc-5Y5H54QI_001.txt110articlestr. 3-28, 1151854-69354453335URN:NBN:SI:doc-5Y5H54QIengFaculty of managementManaging global transitionsInCbankefinancial performancefinančna učinkovitostIndiaindian banksIndijainformacijska tehnologijainformation technologyIT productivity paradoxodhodkiprihodkispread and burden ratiosa study of Indian commercial banksDoes technology leads to better financial performance?