681 KB66 KB679 KB60 KB198920252013Gibson, Huston JohnLi, Yanmeištevilka:1letnik:24str. 5-21, 90-106ISSN:0353-6483COBISSID:2534595URN:URN:NBN:SI:doc-KO0IE6QJenslUrbanistični inštitut Republike SlovenijeUrbani izzivcenedostopnostFloridalastništvoprodajapromet z nepremičninamistanovanjatrgUnited States of AmericaZDAZdružene države AmerikeDostopne in cenovno ugodne stanovanjske možnosti na ameriškem trgu zaplenjenih stanovanj| Opportunities for the United States condominium foreclosure market to provide amenable affordable housing options| primer Tampe v okrožju Hillsborough na Floridi| the case of Tampa/Hillsborough, Florida|Residential foreclosure has been a serious issue during the recent economic recession in the United States, with a profound impact on individuals, households and communities. Various programs are being advocated and implemented to alleviate vacancy problems associated with concentrated foreclosures. This article explores how foreclosed condominiums might help provide affordable housing opportunities in urbanised areas of the U.S. We compare the selling prices of foreclosed and non-foreclosed condominiums in Tampa/Hillsborough, Florida, and then follow up with a neighbourhood study for four selected condominiums to assess their potential as amenable affordable housing options. It is found that foreclosed condominiums, although they do not have an overall statistically significant discount in market price, do show promise for potential affordable housing provision. The article contributes to the current discussion on foreclosures, vacancy and neighbourhood decline issues, and it especially seeks to offer policy implications in markets with a large stock of vacant condominiums but not enough affordable housing. However, the paper also acknowledges potential obstacles facing local communities when converting foreclosed condominiums into affordable housingZaplemba in prodaja stanovanj sta bili med novejšo gospodarsko krizo resen problem v Združenih državah Amerike, saj sta močno vplivali na posameznike, gospodinjstva in skupnosti. Spodbujajo in izvajajo se različni programi za reševanje problema praznih stanovanj zaradi zaplemb, zgoščenih na enem območju. V članku se preučuje, kako bi lahko z zaplenjenimi stanovanji omogočili dostop do cenovno ugodnih stanovanj na mestnih območjih ZDA. Primerjane so prodajne cene zaplenjenih in nezaplenjenih stanovanj v Tampi na Floridi, nato pa so preučene štiri stanovanjske soseske in ugotavlja se, ali bi lahko nudile dostopna in cenovno ugodna stanovanja. Ugotovitve kažejo, da bi z zaplenjenimi stanovanji to v določeni meri lahko omogočili, čeprav na trgu ne dosegajo statistično pomembne nižje cene. Članek prispeva k trenutni razpravi o zaplembah, praznih stanovanjih in propadu sosesk, njegov namen pa je zlasti predstaviti posledice za stanovanjsko politiko na trgih z velikim številom praznih in nezadostnim številom cenovno dostopnih stanovanj. Poleg tega so v članku izpostavljene ovire, na katere bodo lahko lokalne skupnosti naletele pri preureditvi zaplenjenih stanovanj v cenovno dostopna stanovanjaTEXTznanstveno časopisjejournalsSlovenian National E-content AggregatorNational and University Library of SloveniaUrbanistični inštitut Republike Slovenije